Buyer's Guide
Help your buyers navigate financing and the purchase process.
Pre-approval, FHA/VA/conventional options, closing costs, and how to shop strategically in the Florida market.
Joseph Pistone · Loan Officer
Helping Florida Realtors win more buyer and seller opportunities through smart financing support.
NMLS# 2087918
CrossCountry Mortgage
Equal Housing Lender
Key buyer steps for Florida purchases
- Get pre-approved before home search to strengthen offers
- Define must-haves vs. nice-to-haves — location, size, budget, timeline
- Understand Florida financing options — FHA, VA, conventional, DPA
- Tour homes systematically and take detailed notes
- Review comparable sales and market data before making offers
- Negotiate inspection repairs and appraisal gaps
- Plan for closing costs — typically 2-5% of purchase price
- Understand contingency timelines and removal dates
- Rate lock timing strategy and mortgage commitment deadlines
- Review title report and HOA documents carefully
Client Handout
Buyer Preparation Checklist
A one-page printable checklist your buyers can use to track their progress from pre-approval through closing. Co-branded with your contact info.
Get the Buyer GuideWatch
Florida closing costs explained — real loan estimate walkthrough
A line-by-line Florida loan estimate walkthrough your buyers can follow along with.
Related resources
Explore more tools for Florida Realtors.
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Buyer leads, listing support, and financing strategy for Florida Realtors who follow up fast, communicate clearly, and protect the client experience.
This guide is designed for agent-to-client conversations. Co-branded versions available.